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Rates and Fees Savings Rates (all rates are APY)
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| Regular Savings |
1.26% |
| 3-month CD |
2.94% |
| 1-year CD |
3.34% |
Loan Rates (all rates are APR)
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| Auto Loans |
Starting at 5.49% |
| Personal Loans |
Starting at 7.00% |
Fee Schedule
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Par value of one membership share |
$50.00 |
| Membership fee |
$1.00 |
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Share Account Excessive Withdrawals fee: $2.00 per withdrawl, if more than three (3) withdrawals in a calendar month. |
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Minimum opening deposit |
$20.00 |
| Minimum balance required |
$0.00 |
| NSF fee |
$17.50 per item |
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Returned item fee |
$17.50 per item |
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Stop payment fee |
$10.00 per item |
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Share draft printing fee |
Prices vary depending
on style |
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Account maintenance fee |
$2.00 per month |
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Other Service Fees (applicable to all accounts) |
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Account research |
$20.00 per hour |
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Statement copy fee |
$2.50 per copy |
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Deposited item return fee |
$15.00 per item |
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Items sent for collection fee |
Cost |
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Legal process fee |
$15.00 |
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Inactive account fee |
$2.00 per month
after one year |
| Account closure fee |
$5.00 if closed within 90 days of opening |
| Photocopy fee |
$2.50 per page |
| Wire transfer fee |
$20.00 |
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Free official checks (subject to maximum of five (5) per month; additional check fee $1.00 each) |
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Free travelers checks |
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Overdraft Protection |
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Debt pooling service |
The above rates and fees are accurate and effective for deposit accounts as of the Last Dividened Declaration Date indicated below. If you have any questions or require current rate and fee information on your accounts, please call the Credit Union at (808) 293-9063.
Last dividend declaration date: 6/30/2008
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